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About theonewiththree

posted on May 10, 2008 (modified on May 10, 2008)

Gosh, I don't even know where to start.  My husband and I make a seemingly moderate income.  By that I mean we make enough to get by without going into debt, but if we ever needed money for an emergency we wouldn't have it.  And right now I feel like we have come face to face with a big emergency.  God this is hard... I feel like I'm begging.  We live in a small 2-bedroom apartment, we've been trying to find a house, but I don't have the best credit and we've found it quite difficult to get a house sized loan on my husbands income alone.  After all is said and done (bills, groceries etc.) we only have about $100 dollars left at the end of the month.  We have been using that money to pay off my old debt so we can get a more sizeable loan.  Just last week I went to the doctor and found out I am pregnant, with twins.  While we do feel very blessed, we're also very overwhelmed by the current situation.  We have a son who will be 3 in August, and the babies are due in October.  We have two mid-sized cars, neither of which has enough room for three car seats, and with gas prices what they are we can't afford to drive both cars everywhere we go as a family.  But just like with the house we cannot get a vehicle loan on my husbands income alone.

I would never expect someone to buy me a house, or a new car for that matter.  But at this point I don't know where to turn or what to do. 

Categories: Help, Housing, vehicle, DEBT, BILLS, Twins
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FarFromHome7
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1. FarFromHome7 posted on Jul 3, 2008

Hi, I just wanted to offer you a word of encouragement. I'm also pregnant, due in Feb... and my boys will be turning 3 in October. Are you on foodstamps? My boys and I have gotten between $300 and $400 in food stamps per month for the past year -- what a blessing! It really is just free money, because you were going to spend on food regardless. Another thing to consider would be state childcare assistance or public preK 3 which would allow you to get a job during those hours to bring in extra money. Even if it was only a min wage job for a couple of months -- every bit helps out your family. Please don't hesitate to write if you need someone to talk to or have any question about public assistance or making extra money. God bless you..

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